The financial benefits offered by Synchrony Bank credit cards are vastly different than those of other banks. But the real test of a credit card’s benefits is whether the cardholder actually uses it for its intended purpose. Here are a few of the biggest differences. And while Synchrony offers a wide range of credit cards, not all of them have the same benefits. If you’re interested in finding out how to make a credit card with Synchrony, read on.
Synchrony Dual Cards offer better terms and rewards
If you’re looking for a credit card with better rewards, look no further than the Synchrony Dual Cards. These cards combine the benefits of a general-purpose card with store-branded benefits. They earn points for purchases, offer no annual fee, and have a sign-up bonus for new cardholders. If you have a decent credit score, consider getting one of these cards.
The Synchrony Home Credit Card offers 2 percent cash back on purchases of $299 or less, and six months of promotional financing for purchases over $299. It comes with no annual fee, but the APR on purchases can be high. If you have a high credit score, however, the Synchrony Bank Cards may be a better option. The credit card is also accepted at a number of stores, allowing you to spend a lot and get a great deal.
Synchrony HOME offers 2% cash back
The Synchrony HOMETM Credit Card offers a range of financing options for purchasing a new home, including 0% interest for six months and 12-to-60-month promotional financing. This card is also flexible when it comes to credit limits and can be used anywhere you make a purchase. The 2% cash back you can earn from this card is a great addition to your spending power, so you can make regular monthly payments without incurring interest.
Some 2% cash back credit cards have other benefits, such as an introductory 0% APR period. However, it is important to understand what is included in this offer before applying. Some cards offer other perks, as well, like a sign-up bonus. Before applying for any credit card, determine what type of features you need. Then, shop around for the best credit card for you.
Synchrony Bank offers ATM access
While Synchrony does not have many branches, the bank’s website allows customers to deposit and withdraw money. Customers can also access their accounts through online banking, which allows them to view their account information and monitor activities. Customers can deposit checks directly through their mobile site, eliminating the need to mail them or deposit them in a separate account. Customers can also explore their savings options, check their balance, and check out their frequently asked questions section.
For customers who like to visit a physical branch, the bank does not offer this service. Nevertheless, this online-only bank offers competitive interest rates on savings, money market, and CD accounts. It also does not charge monthly maintenance fees and does not have a minimum deposit. In addition, it offers multiple ways to access funds, including mobile deposit and ATM cards. There are no restrictions on the number of accounts you can open with Synchrony Bank.