How Do Credit Cards Work?

When you get a credit card, you don’t just swipe the plastic to make a purchase. Depending on your income, debts and the amount of credit available on your other cards, you may be authorized for a certain credit limit. Once you have your card, payments are processed through payment networks that ensure the money […]

How to Get a Credit Card

If you’re wondering how to get a credit card, you’re not alone. You may be wondering how to get a credit card, or what the requirements are. The following article outlines the steps needed to apply for a credit card, check your credit report to ensure approval, and find out what the requirements are for […]

How Does a Credit Card Work?

If you have ever wondered how a credit card works, you’re not alone. Millions of Americans have been wondering the same thing. There are so many facets of using a credit card, from interest charges to minimum payments to the grace period. Here’s an explanation of each. To get started, read the details of each […]

What Is a Credit Card?

You can borrow money from your bank using a credit card and pay the balance on your statement at the end of each month. However, you are responsible for paying interest on the balance if you do not pay off your balance on time. You can make a big purchase now, and pay it off […]