Buying a car with a credit card comes with a few drawbacks. Besides paying the convenience fee, credit cards often charge higher interest rates than auto loans. When choosing to buy a car with a credit card, make sure you plan ahead and have a strategy in place. In this article, we’ll discuss the benefits […]
If you’re wondering how old do you have to be to apply for a credit card, there are several factors that go into determining your eligibility. For example, a credit card company may consider your ability to pay, whether you have a co-signer, and the percentage of household income that counts in the ability-to-pay calculation. […]
In terms of rewards, credit cards offer a range of different perks. Your preferences in terms of rewards, credit score, and lifestyle all play a role in determining which card is best for you. You can make the most of your current spending with the right credit card and benefit from long-term perks. Here are […]
When were credit cards invented? What was the first credit card? The answer varies widely. There was no such thing as a ‘credit card’ until 1928, when stores began using cardboard and paper charge cards. However, the metal Charga-Plate became popular in 1928, and it featured the customer’s full name, city, and state. Prior to […]
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